Make Your Life Better

Saturday 17 April 2010

Making Money Online - How Do I Get Started?

One advantage of doing business online is that you can
start from scratch with little to no money, get your
business up and running within a matter of hours, and
begin producing profits immediately--if you know what
you're doing. The main reason most people don't make
money online is they're selling old, out-dated, and over-sold products that most people already own.

If you start out selling these products, you will not make
money. The thousands of people who are already selling
them aren't, so why should you expect to?

What most people fail to remember when it comes to
starting and selecting a business is profit. Your ultimate
purpose for going into business is to make a profit. Don't
ever forget that! If you do, you will fail. That's why you
must choose your product or service with extreme care
because what you choose to market will either make or
break your business.

Now, if you make money your only objective in your
business, you will not last long. The one thing that will
continue to produce profit for your business on a long-
term basis is customer satisfaction. That means your
customers must be completely satisfied with your
products and services.

This is a forgotten principle for most people in business,
especially Internet marketers. Most of them seem to have
money as their only goal. So, they proceed to offer low-quality products and services, not realizing they are
sabotaging their own success.

What you need to do to get started making money online
is:

1) Choose A High-Quality Affiliate Product or Service To
Market. If you take this route, you can start by
promoting existing affiliate products and services in
the niche markets you chose. There are thousands
of already existing products or services you can
market on a commission basis through online
affiliate programs. Go to clickbank.com,
associateprograms.com, or cj.com to select your
product.

When you market products as an affiliate, you do
not own the product. You only market it for a
commission. Keep in mind that you will be
competing with thousands of other affiliate
marketers selling the same products. That's why
affiliate marketing is a numbers game. You will
have to work a little harder to make money this
way. Or, you can:

2) Market Master Resell Rights Products. If you
operate an online business marketing resale rights
products, you can make a fortune. What's so great
about master resale rights products is that you can
market them for as long as you want, however you
choose. You own the product without having to
create it. And you keep 100% of the profit on all
sales for life!

Master Resale Rights products have already been
developed, tested, and fine-tuned for you by the
originator. Each product comes with a ready-made
sales page (website), so the only thing you have to
do is upload it to your server, plug in your payment
button, and VOILA, you are in business. Now, all
you have to do is drive traffic to your website.

If you purchase ten or more of these products, you
can have a very lucrative online business. But, the
key is, you must avoid those master resale rights
products that are old, out-dated, and oversold on
the Internet.

You will not make money with these because
everyone is selling them, and the majority of
customers already own them. If you purchase
those that are brand new, "hot," where only a small
number of marketers are selling them, you will
make a lot of money.

3) Set up A Website or Blog to Market Your
Product(s). You can purchase web hosting
services for a little as $5.95 a month, or set up a
free blog at blogger.com. Either way, if you own
your own master resale rights products, you will
immediately begin to make money with your online
business.

4) Market Your Products Through Pay-Per-Click
Advertising and/or Writing Articles. You can set
up a free Google AdWords account at google.com
and immediately start driving targeted traffic to your
website. Another way is to write articles and
submit them to free article directories. This
marketing method will also immediately drive
targeted traffic to your website.

If you follow these steps, you should begin to make
money online immediately, from days to a few weeks.
Regardless, you need to get started so you can start to
build a lucrative online business selling products and
services that people want and are willing to buy.

To start making money online with brand new, hot-off-the-
press, hot-selling master resale rights products, that are
available on a limited basis, click here: Make Money Now!

Diamonique Fortune is the Marketing and Communications Director for the Success Learning Institute. She has also been a successful Internet Marketer and home business owner for more than ten years. Ms. Fortune is the author of several ebooks and reports, and the owner of http://www.SuccessLearningNow.com, Fortune Capital Publishing Co., LLC, and Fortune Capital Investments, LLC.

Article Source: http://EzineArticles.com/?expert=Diamonique_Fortune

How To Claim CHILD TAX CREDIT The Right Way And Add An Extra $2,000 To Your Refund

The U.S. Department of Agriculture estimates that it costs nearly $15,000.00 a year for a middle-class family to raise a child born in 2002 to age 17 (without adjustment for inflation). In recognition of this cots, you can claim a tax credit each year until your child reaches the ago of 17. The credit is currently up to $1,000.00 per child. This credit is in addition to the dependency exemption for the child.

You may claim a tax credit of up to $1,000.00 in 2004 for each child under the age of 17. If the credit you are entitled to claim is more than your tax liability, you may be entitled to a refund under certain conditions.

Generally, the credit is refundable to the extent of 10 percent of earned income over $10,750.00 in 2004.

Conditions:

To claim the credit, you must meet two conditions.

1. You must have a qualifying child.
2. Your income must be below a set amount.

QUALIFYING CHILD.

You can claim the credit only for a "Qualifying Child." This is a child who is under age 17 at the end of the year and whom you claim as a dependent.

The child need not be your own child - he or she can be a stepchild, grandchild, great-grandchild, sibling, stepbrother, stepsister, or a descendant of any of these.

For example, if you support your 16 year old sister and claim her as a dependent on your return, she is a qualifying child. An adopted child is a qualifying child as long as the child has been placed with you by an authorized agency for legal adoption, even if the adoption is not yet final.

MAGI LIMIT.

You must have modified adjusted gross income (MAGI) below a set amount. The credit you are otherwise entitled to claim is reduced or eliminated if your MAGI exceeds a set amount. MAGI for purposes of the child tax credit means AGI increased by the foreign earned income exclusion, the foreign housing exclusion or deduction, or the possessions exclusion for American Samoa residents.

The credit amount is reduced by $50.00 for each $1,000.00 of MAGI or a fraction thereof over the MAGI limit for your filing status. The phaseout begins if MAGI exceeds the following limits:

1. Married filing jointly $110,000.00
2. Head of household $75,000.00
3. Unmarried (single) $75,000.00
4. Qualifying widow(er) $75,000.00
5. Married filing separately $55,000.00

Example: In 2004 you are a head of household with two qualifying children. Your MAGI is $90,000.00. Your credit amount of $2,000 ($1,000 x 2) is reduced by $750 ($90,000 - $75,000 = $15,000 MAGI over the limit) = 15 x 50 = $750. Your credit is $1,250.00 ($2,000 - $750).

HOW TO CLAIM THE CREDIT AND GET A BIGGER REFUND.

If the credit you are entitled to claim is more than your tax liability, you can receive the excess amount as a "refund." The refund is limited to 10 percent of your taxable earned income (such as wages, salary, tips, commissions, bonuses, and net earnings from self-employment) over $10,750 in 2004. If your earned income is not over $10,750, you may still qualify for the additional credit if you have three or more children.

If you have three or more children for whom you are claiming the credit, you may qualify for a larger refund, called the additional child tax credit.

QUICK TIP.

If you know you will become entitled to claim the credit (e.g. you are expecting the birth of a child in 2004), you may wish to adjust your withholding so that you don't have too much income tax withheld from your paycheck. Increase your withholding allowances so that less income tax is withheld from your pay by filing a new from W-4, Employee's withholding allowance certificate, with your employer.

The child tax credit is scheduled to decline to $700 per child in 2005 and then increase to $800 in 2009, and $1,000 in 2010 and later years.

You figure the credit on a worksheet included in the instruction for your return. You claim the credit in the "Tax and Credits" section of Form 1040 or the "Tax, Credits, and Payments" section of form 1040A; you cannot claim the credit if you file form 1040EZ

If you are eligible for the additional child tax credit, you figure this on Form 8812, Additional Child Tax Credit.

Mr. Patel is a widely recognized and well respected authority on Personal Income Tax matters (Single Parents, Married Families, Small Business Owners). He put his Harvard MBA on hold to start his own Accounting firm and help everyday people just like you from all walks of life to cut your tax bill in half (by at least $1,250 - $7,500). His firm has 50+ years of experience helping everyday people just like you from all walks of life. He can help you file you Income Tax Return and put a guaranteed bigger refund back in your pocket TODAY regardless of where you live in America. Patel Financial Services has served diverse clients from all backgrounds from ALL OVER AMERICA; all the way from Maine and Florida to California and Texas. To sign up for his newsletter titled “The Wealth Builder & The Tax Cutter” visit his website at [http://www.Patelfinancialservices.com] or send a blank email to Subscribe@patelfinancialservice.com with the word “Subscribe” in the subject line.

You may also contact his firm directly at 1-717-909-7224

Article Source: http://EzineArticles.com/?expert=Gaurang_Patel

How to Improve Your Golf Swing, Tips to Help You Play Better

Are you struggling in the game of golf. Well don't worry you are not alone. Do you find yourself sweating and worrying because people are watching you and you do not feel confident? Well then you have come to the right place; we are going to discuss how to improve your golf swing. Everyone who plays golf should constantly be looking for ways to improve their game.

Thousands of people are always looking for books and information on how to improve you golf swing; that is why you will find so many books about the subject. However there is no better way to improve you golf swing than by implementing these steps:

1. Visualization: Anyone who plays golf has most likely been told that you should see your ball going where you want it to go. This is the same for anything that you do. If you have ever rode a motorcycle, then you know they tell you to turn you head and eyes in the direction that you want the bike to go. If you can begin doing this before you pick up a club and swing it; you will be amazed at how much better you golf game will become. As a matter of fact many professional golfers do not even pick up the club until they can clearly see the ball going where they want it to go.

2. Be Positive: Never tell yourself that the ball is not going to go in the hole; or that it is going to be an impossible hit. If you begin getting rid of all the negativity on the greens you will notice everything in the game change. Negative self-talk will not help anyone regardless of which sport you play.

3. Change Your Mental Attitude: Our attitudes are everything and will determine whether we succeed in life. Golf is a great game and helps me relax; but it is also a mental game, because if you have a bad game and you let it get to you; chances are the rest of the game will suck. Unless you can find a way to keep your attitude straight.

4. Practice: Anytime you are learning how to improve your golf swing, you must constantly be willing to practice. Go play a game of golf whenever you get a chance. The more time you spend on the greens, the better you will become. It is like anything else you are trying to do; you have to continually be willing to practice to get better.

5. Get Lessons: No one wants to pay for lessons; however sometimes this is the best way to improve your game. If you find yourself struggling to learn by yourself and have attempted everything, then I highly recommend finding someone who teaches the principles of golf and get lessons.

If you want to learn how to improve your golf swing and lower your handicap; visit our site below. You will be amazed at how easy it is to learn all this from home. Next time you go play a game of golf; your buddies will be amazed at how much you have improved.

Sign up for your FREE tips that GUARANTEE You'll Lengthen your Drive and Cut your Handicap by 7-12 Strokes in Just Two weeks.

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Article Source: http://EzineArticles.com/?expert=Ryan_Marx

How Do I Become A Top Model - How Do I Become A Top Model Guide

To become a top model in the industry you have to be bright and attractive. If you are much talented and attractive even then you will have to do some of the following tasks to get not only a modeling assignment but to reach at the top. You will have to understand the various modeling types so that you can choose a specific type of modeling that is suitable for you. There are market demands for certain types of models more often than others. You will have to learn and understand the type of job required for each type of modeling and a few types are mentioned here.

Some of the common types of modeling include fashion modeling, hobby modeling, sports modeling, glamour modeling, trade show modeling, product modeling, commercial modeling and body parts modeling. Fashion modeling is much in demand and has tough standards for getting a modeling assignment in this type of modeling. Glamour modeling is also in high demand. In glamour modeling your photos and sometimes semi nude or nude photos are used for generating sexual feeling. Glamour modeling is also known as body modeling as here your body is at sale. The other more common modeling type is commercial product modeling. In this type of modeling you are asked to act in an ad. You can find in details about all the types of fashion modeling in fashion books or fashion magazines.

Once you go through the literature available for fashion modeling and decide a specific type of modeling then it is the tough job ahead. You will have to make an action plan for yourself for the coming years ahead. For achieving your goal to become a top model, you will have to give yourself the right direction. Improving your modeling skills with the help or guidance from an expert needs your foremost priority. You will not only be improving your skills, but at the same time you will need to change your attitude. You should show the people associated with the modeling industry that your attitude is highly professional.

To become a top model you need to have highest level of self-confidence. You need to improve your networking skills and find the modeling assignments for you. As more and more assignment you will get, chances to become a top model will increase. You should also be willing to travel, as sometimes the modeling assignment will require your presence in another city, state or country. You should also have an excellent body and you will also require maintaining your body continuously. Having all these qualities in you will make a route for you in the modeling industry and you will become a top model in the coming years.

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Article Source: http://EzineArticles.com/?expert=Brad_Cra

How to Lose Weight Fast at Any Age

Now that I know how weight loss really works, I can lose it fairly quickly when I want to. However, it wasn't always that way. Sometimes it took me months to lose about one pound. That's because I had no idea how fast weight loss really worked. For example, I thought that if I just went hungry, that would cause quick fat loss.

However, I didn't know that caused my body to go into "survival mode" where it tried to hang on to as much body fat as possible. So yes, there are ways to lose weight quickly other than going hungry. However, many people go about them all wrong. First there is no such thing as a fast weight loss shortcut. You can try a bogus body wrap, sweat suit, etc, but with these all you loose is water weight.

You can also try to use other useless fast weight loss shortcuts like diet pills, herbs, teas, patches, lotions muscle contractors, etc.- but again, all that's going to happen is you're going to waste money and time- time you could be spending losing weight quickly the way it works in reality.

If your skeptical about weight loss shortcuts not working because all the advertising says they do work, just remember this: Nearly two out of three Americans are overweight or obese, while spending over 50 billion dollars annually on weight loss products. So if anything you could buy really made you lose weight fast, would this many people still be overweight?

So what are some fast way to lose weight?

You have to burn off that fat. Nothing else works. Meaning, you have to use more calories that you consume. The faster you burn them off, the faster you will lose weight. It really is that simple. Let me give you an example of super fast weight loss:

Several years ago there was a a cable documentary about a man that lost fourteen pounds in around twelve hours. How? He swam the English Channel. Since he didn't eat while swimming, his body had no choice but to use fat stores for energy. Calories consumed as energy depends on the person and the activity. In his case, around 49,000 calories of energy were consumed from fat in twelve hours.

Now note I'm not saying you should try this. This guy was is really good shape. As a matter of fact, he put those extra pounds on intentionally, because he knew fat was going to be needed for energy. I'm just providing an example of how fast weight loss can work in the "real" world.

If you want to lose weight quickly, you can do something similar, just not so extreme. The first thing you need to do is change as many weight gain habits as possible over to weight loss habits. The more habits you change, the faster the weight will be burned off. If you don't have any interest in giving up double cheese supreme pizzas or going running instead of sitting on the sofa- then you're wasting your time. You have to burn off as many calories as you can- while you reduce the calories that are coming in [without going overboard and throwing your body into survival mode].

So don't try to starve yourself and don't go on a special diet. [Dieting is just another useless trap that has been PROVEN not to work. Just eat more foods that fill you up with far fewer calories, like fruits and veggies. To lose weight as fast, easily, and safely as possible- you need to keep an eye on calorie density. This just means instead of filling up on Big Macs, you fill up on healthy natural fibrous foods like fruits and veggies, along with other natural foods that are low in carbs and high in protein like cold water fish, lean meats, eggs, etc.

Don't go overboard and cut out carbs, your body needs carbs for energy. However, it does NOT need the man made carbs that come in cake, candy, donuts, chips, sodas, energy drinks, etc. You are trying to burn fat for fuel. If you fill up on junk food, your body will NEVER tap into your fat stores for fuel.

So eat natural carbs, just keep an eye on them while you are in fast weight loss mode. Here's my best how to lose weight fast [http://www.how-to-lose-weight-fast.org] tips:

Do not drink colas [even diet] sport drinks, or energy drinks. These are filled with carbs that keep you from tapping into your fat stores. Milk is also loaded with carbs in the form of lactose- a sugar. If you want to drop weight as quickly as possible, stick to water or tea [no coffee].

Eat your natural carbs early in the day. That way you have the entire day to burn them off.

Eat NO carbs after around 6 PM- especially the carbs in junk food- or bread and pasta.

Do some cardio before you go to bed, this way you burn off any left over carbs and don't store them as fat when your metabolism slows way down as you sleep.

Do at least a 20 minute cardio workout first thing in the morning on a empty stomach- or with a very small amount of protein, say 25 grams max. Then wait about an hour before you eat. If you can, don't sit down for that hour. Then eat nothing but protein- like eggs or lean meat- for breakfast. Do you see why this fast fat loss tip works so well? You wake up with no fuel in your system, so when you get active, your body has no choice but to burn fat for fuel.

If you want to make weight loss as fast as possible, let food do the work for you. Eat unprocessed foods and three or four natural snacks a day. When you go to have your main meals, eat bulky and fibrous foods first- like fruits and veggies. This way you get full before you eat too many calories- and the more calories you eat, the more you have to burn off.

Be careful and use your common sense. In my humble opinion, talk to your doctor first. Tell him / her what you have in mind. Your doctor knows your health history better than me, and will able to give you specific advise on how many calories you can safely cut back on- and how much physical activity you can tolerate without hurting yourself.

So yes, there are fast ways to lose weight. However diet products sold by the giant weight loss industry are not one of them. You have to burn off more calories than you consume- nothing else works.

If you read this and just thought "whoa- this sounds like a lot of work. I don't know if I can do all this" all I can tell you is this:

It's all in the habits. The more weight gain habits you change over to weight loss habits, the faster you will lose weight.

Sure, I could tell you that I lost 30 pounds in thirty days by using Acai berry, hoodia, a patch, or a colon cleanse.

But that would be a lie.

Gaining control of your weight habits can change your entire life so much, that I'd rather die poor than to lie to you. Know why? Because I know that if you buy a fast weight loss shortcut, it won't work. Then you might give up on losing weight- permanently.

I don't want that to happen.

If you don't like what you just read, bookmark this page and come back when you're ready. I promise seeing your habits as they are and changing them can transform your life and future in ways you can't begin to imagine.

There's no secret lose weight really fast tips, it's all the common sense things that I just told you about- that work in the real world.

It's nothing you won't be able to learn too. Fast weight loss is just like trying to learn any new skill, like swimming. The slowest and most frustrating part in the very beginning. After that, it's easy, and you have a skill that will serve you the rest of your life.

I write about honest health, fitness, and weight loss solutions. Everything I know about how to lose weight quickly came from New Body New Life.

Article Source: http://EzineArticles.com/?expert=Tracey_J_May

Searching For A Work From Home Based Business?

Today, many people are searching for a successful work at home based business program to make a little extra income or replace their current 9 to 5 day jobs. Most of these people will not have the needed capital to start a traditional walk in business.

So what is the solution for them?

Start an online work at home based business! It is home based and you don't need to invest your money in a new office, equipment or any other costly stuff to get started.

Becoming successful as a home based business owner does not happen overnight. There is a learning process which does require some time and effort.Not all work from home programs are created equal or work for everyone. You'll need to find a legitimate work at home based business opportunity that fits you and your goals. But building a successful home based business has become much simpler, and you don't need a College Degree in Marketing to run one.

So how do you make sure you succeed in your online home based business? You need to think about what you would like to do. It's best if you follow your passion or something you have knowledge in. You'll have a better chance of succeeding with your home based business if you do something that you enjoy.

Home based business ideas don't have to be clever; and you don't have to come up with the next big idea on your own. If you've got an idea of what your interested in, could be something you're passionate about, there's a pretty good chance that there is already an opportunity out there that you just have to plug into, to easily start your own home based business. A wonderful place to find which work from home based business opportunity is right for you is to take our online work at home based business opportunity survey ([http://2jobsearch.net/homebasedbusiness.htm]) and be matched with several choices that fits your goals.

That's one of the best things about legitimate work at home based business opportunities, they are actually pretty easy to find. One proven home based business opportunity (http://eprofitsource.net) can give you all the tools you need to succeed. You just take some interest that you have, add their proven guide for constructing a high traffic web site, follow their step by step guide of success and you'll have an instant successful home based business.

One of the great rewards to owning your own work at home based business, besides being extremely affordable, is that you can set your own schedule. Having your own online home based business allows you to work as little or as much as you want. Of course, if you want your business to produce a full time income for you, you need to put more time and effort than if you are just working part-time.

So, if our ready to be your own boss and drive yourself towards the financial freedom you have been searching for, having an online home based business will definitely help you to reach your goals. It just doesn't get any better.

J. Lipski has been a professional Internet advisor for over a decade and has helped countless people succeed with online businesses. Mr Lipski is a proud cofounder of

[http://www.HomeBasedBusinessListings.com] - Search only home based business listings

http://www.2jobsearch.net - Job Posting website - Free Job Search and Job Posting powered by careerbuilder

http://www.eprofitsource.net - Work from home opportunity that is proven and successful.

Article Source: http://EzineArticles.com/?expert=Joe_Lipski

Thursday 15 April 2010

How to Qualify For a Poor Credit Personal Loan Even With the Worst Credit History on Earth!

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CreditCheckInstantly.co.ukAre you are in real need for a poor credit personal loan? You can now acquire one even with your bad credit rating. However, there are specific things you need to know before applying for one.

These days, you can locate quite a number of loan providers that offer poor credit personal loan. These lenders realized that having a bad credit does not mean one will default payment of the loan. Because of the bad financial crisis, people go into poor credit ratings for many reasons. Some are even unavoidable. Therefore, lenders knew that these people need help and it is not fair to punish them as people go into bad credit because of unforeseen circumstances that no one wished to be in.

Below are some useful tips for anyone who wants to acquire a poor credit personal loan. Follow the procedures closely can help one to acquire one more successfully.

• Finding good lenders are very important. Check with the banks and if they do not offer such loan, you can go online to look for more lenders. These days, non-traditional lenders are more understanding that people with poor credit need help. Of course they are also in business and need to make profit, but these lenders are able to offer the personal loan with terms that are easier to handle for those who have poor credit ratings. Locate such lenders online to see how they can help you when you are in difficult financial situation.

• Be sure why you need the loans badly. If you need the money for emergency needs and you think you are able to repay them without further affecting your credit, then it should be alright to go ahead. If the loan is to purchase luxury items such as a new car or bigger property, it is then not wise to get such loan because this can put you into further debts and worsen your credit rating. Other good reason maybe to consolidate your debts at better terms so that you have a single bill to pay at the end of the month instead of so many small debts which you may miss one or 2 and affecting your credit rating because of an unintentional late payment due to overlooking of the bills. For whatever reasons you acquire the poor credit personal loan, you need to make sure that the loan can help you and not bringing you into more debts.

• Once you have decided to go for the loan, first compare the quotes from a number of lenders before settling on one that provide the best terms. Call them up personally and ask any questions that you may have regarding the poor credit personal loan. Once you decided the final lender to sign the loan, you can go through the formalities in filling up the application form. These days, such forms are available online and application can be done online. It is so convenient and your loan could be approved within days.

• One last thing you need to take note of is to make sure that there are no high hidden charges or costs related to acquiring the poor credit personal loan. This is because there are still scrupulous lenders out there who not only do not sympathize with your situation and still want to take advantage of you.

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